This is for new and growing real estate investors who want to own cash-flowing rentals, but keep getting blocked by banks for DTI limits (debt to income), rigid lender guidelines, or inconsistent "investing" track record.
For New & Growing Real Estate Investors
Use DSCR to Become the Investor,
Not the Middleman
Traditional “no money down real estate” turned a generation of beginners into unpaid bird dogs. DSCR lending flips that script so you can own the property, keep the cashflow, and still qualify without W-2s or tax returns.
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DSCR Is The New Wholesaling
Wholesaling Was Training Wheels. DSCR Is the Real Bike.
5–6 years ago, everyone online was told they could “invest” in real estate with no experience. In reality, they weren’t investors, they were doing the grunt work
The "Wholesaler" Trap
You find deeply discounted deals (the hard work).
You assign them to "real" buyers.
You get a small fee; while they keep the equity & cashflow.
The DSCR Investor
The rent covers the mortgage payment.
Lender underwrites the DEAL, not your W-2.
You keep the property, appreciation, and income.
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For New & Growing Real Estate Investors
You Can Use DSCR To Step Directly Into The Investor Seat and Build a Portfolio.
Instead of Wholesaling Your Best Opportunities For a One-Time Fee
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What We Do Differently at Best REI Funding
HOW BEST REI FUNDING FITS IN
5–6 years ago, everyone online was told they could “invest” in real estate with no experience. In reality, they weren’t investors, they were doing the grunt work
Extremely Competitive
DSCR Rates
For investors who want to scale quickly without getting choked by bank overlays
Asset-Based
Underwriting
Focus on NOI, DSCR, and market rents, not W-2s and tax returns
Flexible Structures
Investors actually use: purchase, refinance, portfolio consolidation, and cash-out to roll into the next deal
Hands-on Guidance
We help you reverse-engineer the numbers so you know if a deal fits DSCR before you write the offer
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You Bring The Deal. We Help You Structure It Like an Investor, Not a Wholesaler.
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For New & Growing Real Estate Investors
Why Investors Come to Best REI Instead
of Big Banks
2460+ funded DSCR loans for single-family, small multifamily, and short-term rentals
Borrowers in 100+ markets across 20+ states
Repeat clients who come back every time they add another door
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“Best REI walked me through my first DSCR deal. I was going to wholesale it, now it’s my best cash-flowing rental.”
- Alex Gray, Green Bay, Wisconsin Market
High Level Terms Snapshot
What Our DSCR Programs Look Like (At a Glance)
Exact numbers will depend on your deal and the market, this is where you’d plug in your real ranges later.
1–8 unit investment properties, small multifamily, and some short-term rentals
Long-term fixed options, with interest-only available on select programs
Purchase, rate-and-term refinance, and cash-out refinance options
No personal income verification on qualifying DSCR products (property-income focused)
Your job: Find or control a solid, cash-flowing deal.
Our job: Help you turn it into a long-term hold instead of a one-time assignment check.
WHO THIS IS NOT FOR
This Isn’t For You If:
You’re shopping for a primary home mortgage or house-hack you plan to live in full-time
You don’t have a real deal, contract, or serious lead yet, and just want to “pick our brain”
You’re looking for zero-risk, no-skin-in-the-game speculation
If that’s you, there are better options elsewhere. If you’re serious about owning deals, not just finding them, keep reading.
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“Best REI walked me through my first DSCR deal. I was going to wholesale it, now it’s my best cash-flowing rental.”
- Alex Gray, Green Bay, Wisconsin Market
Step 1
Tell Us About Your Deal
Click the button below and answer a few questions about the property, rents, and your timeline.
Step 2
Get a DSCR Game Plan
Our team reviews your numbers and sends back a clear yes/no, plus options tailored to your exit strategy.
Step 3
Close Like an Investor
If it fits, we move to term sheets, documents, and closing, so you keep the asset, the cashflow, and the upside.
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ABOUT US
Run by Jeff Cichocki, Best REI funding is an established hard money lender with a ten-year track record and a Triple A+ rating by the BBB.
As a real estate investor of twenty years, Jeff understands the needs of wholesalers. He has been able to develop a proprietary approach to the Double Close transaction.
This way he can streamline the process in a way that makes it not only simple, but risk-free for the parties on both sides of the deal.
Jeff Cichocki, and by extension, Best REI Funding can not and does not make any guarantees about your ability to get results or earn any money with our ideas, information, tools, or strategies.
Nothing on this page, any of our websites, or any of our content or curriculums is a promise or guarantee of results or future earnings, and we do not offer any legal, medical, tax or other professional advice. Any financial numbers referenced here, or on any of our sites, are illustrative of concepts only and should not be considered average earnings, exact earnings, or promises for actual or future performance. Use caution and always consult your accountant, lawyer or professional advisor before acting on this or any information related to a lifestyle change or your business or finances. You alone are responsible and accountable for your decisions, actions and results in life, and by your registration here you agree not to attempt to hold us liable for your decisions, actions or results, at any time, under any circumstance.
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